When should i buy car insurance?

Traffic college/ Auto Insurance
"I wondered just how much insurance wouldbe to get a 16 year old female very first time driverThe car is obtaining a loan of Rs 350000/- & i am planing to take the loan over. But if any thing happens to the vehicle while in the loan time may the insurance firm spend to me or even the owner who has built the  insurance .
What is a motorcycle insurance company for a srteet bike?
"I am 15"My friend gives 200$ monthly. And a few by having an older automobile gives $ every month.How do I know if I'm getting ripped off or not to 100